Are you interested in modular homes? Investors are left scratching their heads asking their selves, ‘can I put a modular home on my land?’ We are excited to inform you that you can put a modular home on your land! However, with anything we all invest in, there will always be several factors you will have to bear in mind before diving into financing. Our team at Ohio Cabins & Structures have put together an article for you to weigh the considerations on if you should put a modular home on your land.
What Are Modular Homes & What Are Their Benefits?
Modular homes have become a trendy housing solution recently, offering ranges of benefits for future homeowners. But what are modular homes and why are they a great advantage for your preference? Modular homes are prefabricated homes built in a controlled environment, allowing for greater efficiency and quality control during the construction process. Resulting in shorter build times and lower labor costs, making modular homes a cost-effective choice.
Modular homes are highly customizable, allowing homeowners the freedom to design a space that fits their unique needs and preferences. Also, modular homes are energy-efficient in comparison to their traditional home counterparts. This presents better insulation and modern materials that reduce heating and cooling costs. With these tremendous advantages, it is no doubt that modular homes have been an outstanding choice for those looking to build or buy their new home.
Following Local Regulations & Zoning Laws.
Although modular homes can be placed anywhere to the owner’s choice, one of the biggest considerations most future investors must face are local regulations and zoning laws. This is important to ensure you can place your modular home on your land. When you are following local regulations for your modular home, future homeowners must comply with local building codes. These local regulations include simple requirements such as electrical, plumbing, structural integrity, etc.
Speaking of local regulations, you will need to study and communicate with local government to confirm that your land is in a zone that honors modular homes. Local government will have separate zoning laws depending on the county or city that you live in. Additionally, you will need to consider the setback requirements that come with putting a modular home on your land. These setback rules identify how far your home needs to be from property lines, streets, or other structures. So, do not wait any further. Reach out to your local city council and research away to confirm that you can put a modular home on your land.
Receiving a Permit
Ok, you have reached out to your local government. The zoning checks out. All the regulations are in order. Now, you will need to receive a building permit from the said local government to place your modular home on your land. Make sure to go over this a little further with local government in the event of paying associated fees when obtaining your permit to place the modular home of your dreams.
Selection Considerations to Your Dream Modular Home
The decision to purchase a modular home can be a sincere consideration. The research and the confirmation process to put a modular home on your land can be anxious. Then comes the selection of modular homes that fit the preference of your dreams and fit perfectly on your land. For starters, make sure that the modular home fits your specific needs and lifestyle. Some considerations to make are the modular homes square footage size, its layout, and the number of bedrooms and bathrooms you wish to add.
Financing is another consideration anyone would make when it comes to putting a modular home on their land. Budget is key in this scenario as modular homes can range in price depending on the features and upgrades you choose from. Additionally, you will need to consider the location of the home, the reputation of the modular home builder, and any potential customization options that are available. When you take the time to consider all the factors to buying the modular homes of your dreams and on your land, you will be another step closer to meeting all your needs and you may exceed your expectations.
The Building Process & Possible Roadblocks
Even though you have done everything by the book. You have done extensive research to accept that modular homes are the best option for your land. You have reached out to local government. Your land has the zoning code to put a modular home on it. You have reached the qualifications of local regulations in your community. You received the ok for a permit to build. You got the dough to make the purchase. But have you ever considered that the building process of your modular home could cause a slight delay if it could be placed on your land?
Modular homes will need a foundation for them to be properly anchored on your land. These sorts of foundations include a slab foundation, a crawl space, and a full basement. Of course, these would have to depend on the area you choose to place your modular home on your land and the local building codes. Before the installation process, your land is required to be graded or cleared before installation, especially if it is uneven or objects in the way such as debris, rocks, or trees.
Our team at Ohio Cabins & Structures build our modular homes in sections off-site and transport your future home straight to your land for assembly. Make sure to reach out to collaborate once more with local government to provide a home inspection prior to the delivery of the home of your dreams.
…And Then There Was the HOA.
Another key factor that we have left best for last is if your land is part of a homeowner’s association, (HOA), or specific communities. You will need to check with your local leaders in your community to check for restrictive covenants or rules to confirm if you can place a modular home on your land. This can be an eye roll. But it is important for yourself, your land, your wallet, and your outlook on how you choose to place the home of your dreams on your land.
Options for financing a modular home purchase
Modular homes are an increasingly popular housing option, as they offer a cost-effective and customizable alternative to traditional homes. However, financing a modular home purchase can be a bit different than a traditional home purchase. Fortunately, there are several options available to make the process easier. One option is to obtain a construction loan, which can cover the costs of building the modular home. Another option is to obtain a mortgage loan, which can be used to purchase the land and the modular home together. There are also specialized lenders that offer financing for modular homes specifically. Ultimately, the choice of financing option will depend on your specific financial situation and needs, but with a variety of options available, financing a modular home purchase has never been more accessible.
How to make sure your land is ready for the installation of a modular home
There’s no denying that installing a modular home on your land is an exciting prospect. But before you can start enjoying your new home, you need to make sure that your land is ready for it. There are a few important steps you’ll need to take, like ensuring that your land is level and has a sturdy foundation. You’ll also need to make sure that you have all the necessary permits and that your utilities are properly installed and ready to go. It may seem like a lot of work upfront, but taking the time to prepare your land properly will help ensure that your new modular home is safe, secure, and comfortable for years to come.
Conclusion:
In hindsight, placing a modular home on your land can be possible. Modular homes have become a fantastic investment for those seeking a simpler lifestyle. For those intrigued by endless customization. For those who strive to have influence on the environment. And for those who are excited to finance and purchase with our resolute team at Ohio Cabins & Structures. However, we cannot stress enough to reach out to your local community leaders, your local government, and you are more than welcome to reach out to our team to ensure you can place the modular home of your dream on your land.
Make sure to research your local zoning laws & the local regulations. Really, do yourself a favor. Make sure to confirm if your land is either on or not on an HOA. That could take an extra step. And if you do, do not panic. Reach out to your HOA leaders and they will collaborate with you to set up the home of your dreams. After all, neighbors are there for neighbors. Now that you have made the ultimate decision to move forward to placing a modular home on your land, reach out to us and we will be more than willing to visualize and make your home dream come to life. Our team wishes you Happy Holidays & look forward to hearing from you. Thank you for reading!